Not every person involved in a car accident needs an attorney.  Sometimes, minor crashes that involve property damage only - meaning there were no injuries - can be resolved without the help of an attorney.  However, if you suffered serious injuries (or any injury that requires hospitalization or medical treatment), we recommend that you always speak with an attorney.  In Florida, the insurance claim process is complex and difficult to navigate without an attorney.   The right attorney can help cover medical bills, loss of income and many other expenses that come with recovering from a serious injury.   Most importantly, insurance companies know when accident victims have legal counsel and are much more likely to deal with them fairly.